Need an insurance quote for your condo or townhouse? You’ve come to the right place.
If you own a townhouse or condo, you have different insurance needs than the typical homeowner. Typically, condominium owners do not own the structure they live in. If shared areas need upkeep and maintenance, your association will typically handle the expense through their insurance package. Although your association dues help pay for upkeep of the common areas, they do not cover your personal property within your own unit, or your liability if someone is injured on your property.
Condominium insurance provides protection where condo associations do not. Condo and town house coverage protects your improvements and betterments, appliances, kitchen and bath facilities, possessions within your unit, (including furniture), and liability. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations, and wallpaper.
If you would like to feel more secure, you should look into purchasing a condo or town house insurance plan from James P. Murphy & Associates. Contact us to get a condo or townhouse insurance quote right now!